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IFG provides short-term working capital to small businesses by purchasing selected invoices at a discount. Invoice discounting is sometimes referred to as ‘spot factoring’. Available Areas Opportunities available throughout Australia, the US, Canada, the UK, and the Republic of Ireland IFG provides short-term working capital to small businesses by purchasing selected invoices at a discount. IFG 50/50 Franchisees work primarily with small, expanding companies that find it difficult to attract conventional funding. IFG 50/50 Franchisees earn an above-average return on their working capital. IFG Clients can convert an invoice, due in 30 – 45 days, into a “cash-on-delivery” sale, and that means immediate cash for them!