Concept: City Finance operates Australia's largerst specialist small loans solutions network. We specialise in providing loans between $300 and $5000 over 22-36 week repayment periods. This fast growing business opportunity can be operated from a physical office, from your home (via our complete mobile lending solution), or, we can fully manage your territory for you from head office via our passive investment option. City Finance is a highly successful financier with established and proven lending formulas managed via web-based intelligent proprietary software. Territory: Nationwide. Specifically we have immediate territories available in Victoria, South Australia, WA and NSW (Currenlty Southern Sydney and Southern NSW). Our systems allow territories to be operated from any location in Australia. Training Provided: As a general rule 1-2 weeks but can be tailored to suit includes at location training as well as Head Office and and ongoing training and support online and via a dedicated franchise representative. Marketing Support: TV, radio, print, online, direct. We provide a widespread advertising and promotions program and support both locally and nationally. We also provide extensive software support and marketing training. Agreement Term: 10 years with 6 x 10 year renewable option Number Of Units: 55 franchisees own 144 exclusive territories Units Outside Country: None Investment Required: $235,000 Plus GST to secure an exclusive franchise area. An approximate amount of $200,000 is required as additional loan capital. Business Established: 1994 Franchising Commenced: 1997 Qualifications Required: Some financial and or customer service experience preferred however not essential. Most importantly, you will have a genuine desire to build a profitable, professional business.

Concept: A professional provider of working capital solutions Territory: Nationwide Training Provided: Initial franchisee training is for a two day period covering financial credit, systems and processes, marketing, business development, company policies and culture, franchisee strategic planning and day to day operational support. 3 months intensive support and training. 3 refresher courses per year Marketing Support: Assistance with marketing plan and delivery of pre-qualified leads, marketing collateral, marketing manual and marketing toolbox Agreement Term: 5 + 5 + 5 + 5 years Number Of Units: 18 Units Outside Country: 10 Investment Required: $27,500 plus GST, require $200,000 working capital Business Established: 2005 Franchising Commenced: 2006 Qualifications Required: Preferred financial experience however not essential

Concept: Financial Services franchise opportunity Territory: Australia Wide Training Provided: RAMS has developed an extensive learning and development curriculum covering a wide range of topics such as lending, sales, products and running your business. Marketing Support: RAMS run a widespread advertising program designed to generate leads. Plus there is marketing support to assist you to build a strong presence – and local leads – within your local community. Agreement Term: 5 years + 5 year option Number Of Units: There are currently 70 franchise owned home loan centres across Australia Investment Required: $175,000 - $250,000 Business Established: 1995 Franchising Commenced: 2003 Qualifications Required: Finance, sales or small business experience preferred.

Concept: Home Loans Franchise Territory: Australia wide Training Provided: Extensive - 3/4 wks Marketing Support: National, regional, local Agreement Term: 5 yrs + 5 yrs Number Of Units: 40 Investment Required: $25,000 - $50,000

Concept:Mortgage Broking ServicesTerritory:Australia wideTraining Provided:We offer a comprehensive 2 week induction training course. Upon completion, successful attendees receive their Certificate IV in Finance/Mortgage Broking and become accredited with our lenders. All new franchisees participate in our rookie development program, which includes being mentored by an established franchisee for 12 months.Marketing Support:We don’t have advertising or marketing levies and our national marketing support  includes print, radio and television advertising, internet marketing, individual franchise web pages and referral marketing programs.Agreement Term:5 years with 5 year optionNumber Of Units:Over 350Investment Required:$35,200 for new franchises, $13,750 plus negotiated sale price for existing franchises (you should also consider having working capital for your first 12 months)Business Established:1992Franchising Commenced:1994Qualifications Required:No formal qualifications required. Sales experience or experience in running your own business is desirable but not essential.

Concept: Mortgage Broking Services Franchise Territory: NSW/ACT QLD, SA/NT, WA, VIC/TAS Training Provided: One week comprehensive training program followed by 12 weeks of business coaching, 2 year industry accredited mentorship, regular regional meetings and ongoing business support. Marketing Support: National brand marketing and lead generation advertising, individual franchisee website, business development publications, dedicated assistance with local marketing campaigns. Agreement Term: 5 years with a 5 year option Number Of Units: 200+ Investment Required: $12-25K Business Established: 1999 Franchising Commenced: 1999 Qualifications Required: Sales and or lending experience highly regarded but not essential.