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The Mortgage Bureau franchise has a specialty network of load arrangers and loan providers

by The Mortgage Bureau Pty Ltd
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The Mortgage Bureau franchise was the winner of the Rural Mortgage Originator of the year award in 2005. The load arrangers franchise was given this award from the National Mortgage Market and Bendigo Bank. The financial services business has also been nominated for the Broker of the year award presented by The Australian Finance and Banking Council, since the past two years.

The Mortgage Bureau offers loans of various kinds for different purposes. Some of them are principal and interest loan, fixed rate loans, interest only loans, variable rate loan, split rate loans, refinance loans, investment loans and construction loans available at the load arrangers franchise.

A home or investment loan is one where the interest along with a portion of the principal is paid by the borrower each month. This type of loan extends over a period of 15 to 30 years. Interest only loans are those home or investment loans where only the interest is repaid typically on a monthly basis. At t the end of the 5 year term, the loan may "roll over" for another term. Fixed rate loans are ones where the interest rate is fixed for a number of years.

Variable Rate Loans are loans that have interest rates that vary according to market pressures. Split Rate Loans are loans that have a component of the loan at an agreed fixed rate for the term of the loan and the balance of the loan at a variable rate. This may suit individual borrowers who are unsure of the impact of rate movements. Low doc/ self certifying loans are generally used by self employed people or those engaged in their own business. 27.11.2007

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Contact The Mortgage Bureau Pty Ltd

Tel: 02 6555 9999

Fax: 02 6555 9911

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