RAMS Home Loans release low document home loans for the self employed

RAMS Home Loans  understand that being self employed can often mean spending a lot of time looking after customers, leaving less time for the day to day tasks and paperwork involved in running a business, and a home.

Now RAMS Home Loans have made it easier for the self employed to apply for a home loan with their simplified applications process with less paperwork.

RAMS' Low Doc home loans for the self employed are have a very easy application process making it simple to access funds. Clients are able to borrow up to 80% of the purchase price of the home and the offer is available for owner-occupiers and investors.

RAMS Home Loans offers two types Self Employed Low Doc Home Loans; a regular and a fixed rate home loan.

Low doc fixed rate home loans for the self employed are available with a wide range of fixed rate periods of one, two, three, four, five and 10 years and have the same competitive rates as available on full doc loans.

Clients can deposits up to an additional $25,000 over the life of the fixed rate period and can redraw their additional repayments when they need it.

Regular low doc home loans for the self employed have discounted interest rates under the Value Advantage Package and a discounted interest rate for LVR's < or = 60%.

The application process is simple and clients have easy access with debit card, ATMs and cheque access, plus 25 free transactions. They can also redraw with no minimums and no redraw fee.