Commonwealth Bank of Australia

A franchise is not just another business.
That’s why you need a specialist banking team.

As a franchisor, you own a valuable portfolio of intangible assets with proven profit-making power. 

As a franchisee, you are part of something bigger than your own business. That means you have less risk and more potential than the average start-up, provided you can access the finance you need to achieve it.

At the Commonwealth Bank we recognise that — and we can help you make the most of it.

Australia's only dedicated franchise banking team

When you choose us as your banking partner, you’ll be supported by a dedicated Franchise Banking Specialist. They'll take the time to understand your business inside out, so you'll enjoy the same level of personalised service you give your own customers.

Because they deal exclusively with franchises, our specialists have the expertise you need to deal with the unique challenges of the franchise industry.

Specialised solutions

We can help you with:

• Access to expert advice from independent franchising consultants DC Strategy.
• Cash-flow lending that recognises the full value of your entire enterprise.
• Award-winning online banking* that gives you 24-hour control.
• Robust payment solutions that help you collect money, pay bills and stay on top of your cash flow situation, quickly and cost-effectively.
• Car and equipment finance to put new assets to work sooner.
• Insurance to cover your key assets and people.
• Long-term finance solutions to help you set up or expand your franchise.

Starting up 

The issue.
Transforming your business into a successful franchise takes experience, strategic acumen and a strong capital base.

The solution.
We provide access to strategic advice and independent research from DC Strategy, plus long-term finance to give you the secure capital foundation you need

The issue.
Exhaustive research is essential before you buy a franchise, especially if you’re buying into a new industry. You also need capital to fund your purchase and keep the business running while sales ramp up.

The solution.
We provide access to strategic advice and independent research from DC Strategy, plus long-term finance to give you the secure capital foundation you need

Growing your franchise 

The issue.
Nothing tests the strength of a franchise system like rapid growth. As volume increases, your financial processes and cash flow both come under pressure.

The solution.
We help you streamline and refine your business processes, with fast and cost-effective payment solutions. We can also give your business a safety net with short-term cash flow finance.

The next step 

The issue.
As your business matures, it has the potential to start generating significant wealth for you and your family. But how do you make the most of that wealth?

The solution.
Through Commonwealth Financial Planning, we bring you personalised wealth management strategies and a wide selection of investment opportunities, including tailored opportunities for sophisticated investors.  

* Australian Information Industry Association iAwards 2009
National Commendation: CommBiz

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in our offer of finance. Fees and charges are payable.  Commonwealth Financial Planners are Representatives or Authorised Representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169, AFSL 231139, a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.’